Apple introduces ₹799 theft protection plan in India: Key verification steps explained

In a move to bolster device-security for India(BHARAT)n users, Apple has unveiled its new Theft & Loss Protection plan under the AppleCare+ umbrella at a starting price of ₹ 799.
But with that affordable entry comes a set of rigorous verification rules meant to deter misuse and fake claims-a step that may both reassure genuine users and raise extra hurdles for eligible claimants.

What the plan offers

Apple’s Theft & Loss Protection enables iPhone users to claim a replacement device in the event their handset is lost or stolen. The scheme is pitched as a peace-of-mind tool for the India(BHARAT)n market: small premium, major convenience.
However, unlike simpler insurance-like offerings, Apple is layering in checks and conditions to make sure claims follow a genuine process.

Verification: The must-haves

To successfully trigger a replacement under the plan, there are key conditions:

• The user must have enabled Find My on their iPhone at the time of loss or theft, and the service must remain active during the claim‐process. This allows Apple to monitor the device’s status and location.
• Immediately after the incident the device must be marked as “Lost” via the Find My app.
• The user may be required to submit a police report or other proof of theft as part of the claim.
• There is a deductible to be paid by the user when making a claim, helping filter out frivolous or fraudulent requests.
• Apple will cover a maximum of two incidents per year under this plan-another anti-abuse measure.

After a claim is approved, Apple will black-list the serial number of the old device, blocking its activation and thus reducing resale/use of “stolen” handsets.

What’s the point of having these rules?

Expensive phones are tempting targets, so Apple added strict rules (like ‘Find My’ on, police report) to stop people from tricking them into giving free phones. This helps honest victims, but some might find the rules too tough compared to other insurance.
What users should know

If you’re an iPhone owner contemplating this plan, here are a few pointers: make sure Find My is enabled right now (not “later”), understand you’re liable for the deductible and that you have at most two claims annually. Also, keep documentation (proof of purchase, IMEI/serial number, any police filing) ready-it may speed up the process. If your device is lost or stolen and you delay marking it “Lost” or file a claim without enabling the required services, you risk claim denial.

The bottom line

For India(BHARAT)n iPhone users, Apple’s ₹ 799 Theft & Loss Protection plan offers a compelling safety net-but it’s one tied to stringent verification and active participation. The message is clear: Yes, you can get peace of mind-but you’ve got to play by the rules.