What the shutdown means for Social Security COLA in 2026

The government shutdown is creating new uncertainty for Social Security recipients. Millions of Americans are waiting to find out how much their benefit checks will increase next year. The annual cost-of-living adjustment - or COLA - is typically announced in October. But if the shutdown continues, ...

Oct 10, 2025 - 02:30
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What the shutdown means for Social Security COLA in 2026

The government shutdown is creating new uncertainty for Social Security recipients.

Millions of Americans are waiting to find out how much their benefit checks will increase next year. The annual cost-of-living adjustment - or COLA - is typically announced in October. But if the shutdown continues, that announcement could be pushed back.

Experts expect benefits to rise about 2.7 to 2.8% in 2026 - a modest bump compared to the 8.7% increase we saw in 2022, when inflation was surging. But, it’s a touch higher than the two-and a half-percent increase this year.

The good news? Monthly payments are safe - they will not stop because of the shutdown. And retirees ARE likely to get a raise. However, they may have to wait a little longer to learn how big it will be. 

That’ll do it for your daily briefing. From the New York Stock Exchange, I’m Caroline Woods with TheStreet.

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